Your article is a lie. I can't get a health insurance policy.
My comprehensive, generous HC policy was canceled by the ACA. I'm currently unemployed & although I have pre-existing migraines, I was able to buy a good policy under provisions of the HIIPA law passed in the 90s that prohibited carriers from denying those w/pre-existing conditions if they maintained coverage without a substantial break.
I was paying $550/mo with approx. $125 in co-pays for RXs and no deductible. The only Obamacare policy that will allow me to keep seeing the specialists I've treated with for the past 17 yrs will cost me $935. The plan has no deductible but pays only 40% of name brand drugs with a co-payment of up to $200 per mo/per Rx. There are also significantly higher co-pays for generic drugs. All told, I would have to pa approx. $1,330/mo - an increase of at least $655/mo in order to function on a daily basis in order to find work and keep a job.
It appears I am eligible for a subsidy of $175/mo. There is no way I can afford the increased cost. I was always a "responsible" person. I paid my way all my life with the exception of a few periods of unemployment since 2009. Why are the INDIVIDUAL policyholders being hit first instead of those with employer-paid benefits (in full or part), including those w/ Cadillac plans? Why only those that were buying their own policies?
I won't even go into the 30+ hours I've spent trying to get onHealthcare.gov or speaking to someone on the "help" line or the nights I haven't slept or the anxiety, uncertainty & emotional damage my family has suffered because of this. On Jan 1, 2014, I will, for 1st time in my life, have no health insurance.
THIS is what progressive policies do: they make progressives FEEL good while taking away the human dignity of an individual to chart their own path, to care for themselves. Look only at generations of people on welfare to see the damage.
But hey, you gotta break a few eggs to make an omelet, right?